This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.26% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 130 | 91 |
| 2 | 50,130 | 130 | 91 |
| 3 | 50,260 | 131 | 91 |
| 4 | 50,391 | 131 | 92 |
| 5 | 50,522 | 131 | 92 |
| 6 | 50,653 | 132 | 92 |
| 7 | 50,785 | 132 | 92 |
| 8 | 50,917 | 132 | 93 |
| 9 | 51,050 | 133 | 93 |
| 10 | 51,182 | 133 | 93 |
| 11 | 51,315 | 133 | 93 |
| 12 | 51,449 | 134 | 94 |
| 13 | 51,583 | 134 | 94 |
| 14 | 51,717 | 134 | 94 |
| 15 | 51,851 | 135 | 94 |
| 16 | 51,986 | 135 | 95 |
| 17 | 52,121 | 136 | 95 |
| 18 | 52,257 | 136 | 95 |
| 19 | 52,392 | 136 | 95 |
| 20 | 52,529 | 137 | 96 |
| TOTAL | $2,665 | $1,866 |
| Year | Rate 0.30% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 150 | 105 |
| 2 | 50,150 | 150 | 105 |
| 3 | 50,300 | 151 | 106 |
| 4 | 50,451 | 151 | 106 |
| 5 | 50,603 | 152 | 106 |
| 6 | 50,755 | 152 | 107 |
| 7 | 50,907 | 153 | 107 |
| 8 | 51,059 | 153 | 107 |
| 9 | 51,213 | 154 | 108 |
| 10 | 51,366 | 154 | 108 |
| 11 | 51,520 | 155 | 108 |
| 12 | 51,675 | 155 | 109 |
| 13 | 51,830 | 155 | 109 |
| 14 | 51,985 | 156 | 109 |
| 15 | 52,141 | 156 | 109 |
| 16 | 52,298 | 157 | 110 |
| 17 | 52,455 | 157 | 110 |
| 18 | 52,612 | 158 | 110 |
| 19 | 52,770 | 158 | 111 |
| 20 | 52,928 | 159 | 111 |
| TOTAL | $3,087 | $2,161 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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|
Last change: ↑0.25% on October 28. |
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|
|
5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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|
|
4.91% |
$25,000 |
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|
Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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|
Last change: ↓0.15% on September 6. |
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|
|
4.90% |
$500 |
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|
Last change: ↓0.05% on September 27. |
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