This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.70% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 351 | 246 |
| 2 | 50,351 | 353 | 247 |
| 3 | 50,704 | 356 | 249 |
| 4 | 51,060 | 358 | 251 |
| 5 | 51,419 | 361 | 253 |
| 6 | 51,780 | 363 | 254 |
| 7 | 52,143 | 366 | 256 |
| 8 | 52,509 | 369 | 258 |
| 9 | 52,878 | 371 | 260 |
| 10 | 53,249 | 374 | 262 |
| 11 | 53,623 | 376 | 264 |
| 12 | 53,999 | 379 | 265 |
| 13 | 54,378 | 382 | 267 |
| 14 | 54,760 | 384 | 269 |
| 15 | 55,145 | 387 | 271 |
| 16 | 55,532 | 390 | 273 |
| 17 | 55,922 | 393 | 275 |
| 18 | 56,314 | 395 | 277 |
| 19 | 56,709 | 398 | 279 |
| 20 | 57,108 | 401 | 281 |
| TOTAL | $7,508 | $5,256 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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