This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.70% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,350 | 1,645 |
| 2 | 52,350 | 2,460 | 1,722 |
| 3 | 54,810 | 2,576 | 1,803 |
| 4 | 57,387 | 2,697 | 1,888 |
| 5 | 60,084 | 2,824 | 1,977 |
| 6 | 62,908 | 2,957 | 2,070 |
| 7 | 65,864 | 3,096 | 2,167 |
| 8 | 68,960 | 3,241 | 2,269 |
| 9 | 72,201 | 3,393 | 2,375 |
| 10 | 75,594 | 3,553 | 2,487 |
| 11 | 79,147 | 3,720 | 2,604 |
| 12 | 82,867 | 3,895 | 2,726 |
| 13 | 86,762 | 4,078 | 2,854 |
| 14 | 90,840 | 4,269 | 2,989 |
| 15 | 95,109 | 4,470 | 3,129 |
| 16 | 99,580 | 4,680 | 3,276 |
| 17 | 104,260 | 4,900 | 3,430 |
| 18 | 109,160 | 5,131 | 3,591 |
| 19 | 114,291 | 5,372 | 3,760 |
| 20 | 119,662 | 5,624 | 3,937 |
| TOTAL | $75,286 | $52,700 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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4.70% |
$50,000 |
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Last change: ↓0.10% on December 29. |
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4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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