This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.35% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,675 | 1,873 |
| 2 | 52,675 | 2,818 | 1,973 |
| 3 | 55,493 | 2,969 | 2,078 |
| 4 | 58,462 | 3,128 | 2,189 |
| 5 | 61,590 | 3,295 | 2,307 |
| 6 | 64,885 | 3,471 | 2,430 |
| 7 | 68,356 | 3,657 | 2,560 |
| 8 | 72,013 | 3,853 | 2,697 |
| 9 | 75,866 | 4,059 | 2,841 |
| 10 | 79,925 | 4,276 | 2,993 |
| 11 | 84,201 | 4,505 | 3,153 |
| 12 | 88,705 | 4,746 | 3,322 |
| 13 | 93,451 | 5,000 | 3,500 |
| 14 | 98,451 | 5,267 | 3,687 |
| 15 | 103,718 | 5,549 | 3,884 |
| 16 | 109,267 | 5,846 | 4,092 |
| 17 | 115,113 | 6,159 | 4,311 |
| 18 | 121,271 | 6,488 | 4,542 |
| 19 | 127,759 | 6,835 | 4,785 |
| 20 | 134,594 | 7,201 | 5,041 |
| TOTAL | $91,795 | $64,256 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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