This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.31% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 653 | 457 |
| 2 | 50,653 | 662 | 463 |
| 3 | 51,315 | 670 | 469 |
| 4 | 51,985 | 679 | 475 |
| 5 | 52,664 | 688 | 481 |
| 6 | 53,351 | 697 | 488 |
| 7 | 54,048 | 706 | 494 |
| 8 | 54,754 | 715 | 501 |
| 9 | 55,469 | 724 | 507 |
| 10 | 56,194 | 734 | 514 |
| 11 | 56,927 | 743 | 520 |
| 12 | 57,671 | 753 | 527 |
| 13 | 58,424 | 763 | 534 |
| 14 | 59,187 | 773 | 541 |
| 15 | 59,960 | 783 | 548 |
| 16 | 60,743 | 793 | 555 |
| 17 | 61,536 | 804 | 563 |
| 18 | 62,340 | 814 | 570 |
| 19 | 63,154 | 825 | 577 |
| 20 | 63,979 | 836 | 585 |
| TOTAL | $14,815 | $10,370 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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