This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,301 | 1,611 |
| 2 | 52,301 | 2,407 | 1,685 |
| 3 | 54,708 | 2,518 | 1,762 |
| 4 | 57,226 | 2,634 | 1,843 |
| 5 | 59,859 | 2,755 | 1,928 |
| 6 | 62,614 | 2,881 | 2,017 |
| 7 | 65,495 | 3,014 | 2,110 |
| 8 | 68,509 | 3,153 | 2,207 |
| 9 | 71,662 | 3,298 | 2,309 |
| 10 | 74,960 | 3,450 | 2,415 |
| 11 | 78,410 | 3,608 | 2,526 |
| 12 | 82,018 | 3,774 | 2,642 |
| 13 | 85,793 | 3,948 | 2,764 |
| 14 | 89,741 | 4,130 | 2,891 |
| 15 | 93,871 | 4,320 | 3,024 |
| 16 | 98,191 | 4,519 | 3,163 |
| 17 | 102,709 | 4,727 | 3,309 |
| 18 | 107,436 | 4,944 | 3,461 |
| 19 | 112,380 | 5,172 | 3,620 |
| 20 | 117,552 | 5,410 | 3,787 |
| TOTAL | $72,962 | $51,073 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.51% |
$25,000 |
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Last change: ↓0.15% on May 13. |
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5.20% |
$500 |
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Last change: ↓0.10% on August 16. |
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|
5.18% |
$2,500 |
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Last change: ↑0.16% on August 21. |
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|
5.15% |
$500 |
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Last change: ↓0.10% on July 30. |
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5.10% |
$2,500 |
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Last change: ↓0.10% on September 18. |
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