This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.65% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,827 | 1,979 |
| 2 | 52,827 | 2,987 | 2,091 |
| 3 | 55,814 | 3,156 | 2,209 |
| 4 | 58,970 | 3,334 | 2,334 |
| 5 | 62,304 | 3,523 | 2,466 |
| 6 | 65,826 | 3,722 | 2,605 |
| 7 | 69,548 | 3,932 | 2,753 |
| 8 | 73,480 | 4,155 | 2,908 |
| 9 | 77,635 | 4,389 | 3,073 |
| 10 | 82,024 | 4,638 | 3,246 |
| 11 | 86,662 | 4,900 | 3,430 |
| 12 | 91,562 | 5,177 | 3,624 |
| 13 | 96,739 | 5,470 | 3,829 |
| 14 | 102,209 | 5,779 | 4,045 |
| 15 | 107,987 | 6,106 | 4,274 |
| 16 | 114,093 | 6,451 | 4,516 |
| 17 | 120,544 | 6,816 | 4,771 |
| 18 | 127,359 | 7,201 | 5,041 |
| 19 | 134,560 | 7,608 | 5,326 |
| 20 | 142,168 | 8,038 | 5,627 |
| TOTAL | $100,207 | $70,145 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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5.51% |
$25,000 |
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Last change: ↓0.15% on May 13. |
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5.34% |
$500 |
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|
5.30% |
$50,000 |
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Last change: ↑0.25% on August 7. |
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|
|
5.20% |
$500 |
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Last change: ↓0.10% on August 16. |
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|
5.20% |
$2,500 |
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Last change: ↑5.10% on August 12. |
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