This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.37% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,185 | 830 |
| 2 | 51,185 | 1,213 | 849 |
| 3 | 52,398 | 1,242 | 869 |
| 4 | 53,640 | 1,271 | 890 |
| 5 | 54,911 | 1,301 | 911 |
| 6 | 56,213 | 1,332 | 933 |
| 7 | 57,545 | 1,364 | 955 |
| 8 | 58,909 | 1,396 | 977 |
| 9 | 60,305 | 1,429 | 1,000 |
| 10 | 61,734 | 1,463 | 1,024 |
| 11 | 63,197 | 1,498 | 1,048 |
| 12 | 64,695 | 1,533 | 1,073 |
| 13 | 66,228 | 1,570 | 1,099 |
| 14 | 67,798 | 1,607 | 1,125 |
| 15 | 69,405 | 1,645 | 1,151 |
| 16 | 71,049 | 1,684 | 1,179 |
| 17 | 72,733 | 1,724 | 1,207 |
| 18 | 74,457 | 1,765 | 1,235 |
| 19 | 76,222 | 1,806 | 1,265 |
| 20 | 78,028 | 1,849 | 1,294 |
| TOTAL | $29,877 | $20,914 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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