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Comparison of Deposit Account from JUSTICE with 0.97% - April 2025


Long-Term Analysis of JUSTICE with 0.97% APY and MAZUMA with 0.70% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    JUSTICE
    0.97%
    -
    $50,000
    60 Month
    Credit Union
    1.06x (National Avg. - 0.92%)
    $10,000
     
    SCENARIO
    Year Rate
    0.97%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 486 340
    2 50,486 490 343
    3 50,976 495 346
    4 51,471 500 350
    5 51,970 505 353
    6 52,475 510 357
    7 52,985 514 360
    8 53,499 519 364
    9 54,019 525 367
    10 54,543 530 371
    11 55,073 535 374
    12 55,607 540 378
    13 56,147 545 382
    14 56,693 550 385
    15 57,243 556 389
    16 57,799 561 393
    17 58,360 567 397
    18 58,927 572 401
    19 59,499 578 404
    20 60,077 583 408
    TOTAL $10,660 $7,462
  • 2
    LOCAL CD
    MAZUMA
    0.70%
    -
    $50,000
    48 Month
    Credit Union
    0.86x (National Avg. - 0.82%)
    $10,000
     
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240

    All calculations are for demonstration purposes only.

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