This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.98% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 492 | 344 |
| 2 | 50,492 | 497 | 348 |
| 3 | 50,989 | 502 | 351 |
| 4 | 51,491 | 507 | 355 |
| 5 | 51,997 | 512 | 358 |
| 6 | 52,509 | 517 | 362 |
| 7 | 53,026 | 522 | 365 |
| 8 | 53,547 | 527 | 369 |
| 9 | 54,074 | 532 | 372 |
| 10 | 54,606 | 537 | 376 |
| 11 | 55,144 | 543 | 380 |
| 12 | 55,686 | 548 | 384 |
| 13 | 56,234 | 553 | 387 |
| 14 | 56,788 | 559 | 391 |
| 15 | 57,346 | 564 | 395 |
| 16 | 57,911 | 570 | 399 |
| 17 | 58,481 | 575 | 403 |
| 18 | 59,056 | 581 | 407 |
| 19 | 59,637 | 587 | 411 |
| 20 | 60,224 | 593 | 415 |
| TOTAL | $10,816 | $7,572 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
|
5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.90% |
$500 |
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|
Last change: ↓0.05% on September 27. |
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