This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.98% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,988 | 1,392 |
| 2 | 51,988 | 2,067 | 1,447 |
| 3 | 54,055 | 2,149 | 1,504 |
| 4 | 56,204 | 2,235 | 1,564 |
| 5 | 58,439 | 2,324 | 1,626 |
| 6 | 60,762 | 2,416 | 1,691 |
| 7 | 63,178 | 2,512 | 1,758 |
| 8 | 65,690 | 2,612 | 1,828 |
| 9 | 68,302 | 2,716 | 1,901 |
| 10 | 71,018 | 2,824 | 1,977 |
| 11 | 73,842 | 2,936 | 2,055 |
| 12 | 76,778 | 3,053 | 2,137 |
| 13 | 79,830 | 3,174 | 2,222 |
| 14 | 83,004 | 3,300 | 2,310 |
| 15 | 86,305 | 3,431 | 2,402 |
| 16 | 89,736 | 3,568 | 2,498 |
| 17 | 93,304 | 3,710 | 2,597 |
| 18 | 97,014 | 3,857 | 2,700 |
| 19 | 100,871 | 4,011 | 2,807 |
| 20 | 104,882 | 4,170 | 2,919 |
| TOTAL | $59,052 | $41,336 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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5.00% |
$500 |
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Last change: ↑3.00% on August 7. |
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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