This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.56% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 780 | 546 |
| 2 | 50,780 | 792 | 555 |
| 3 | 51,572 | 805 | 563 |
| 4 | 52,377 | 817 | 572 |
| 5 | 53,194 | 830 | 581 |
| 6 | 54,024 | 843 | 590 |
| 7 | 54,866 | 856 | 599 |
| 8 | 55,722 | 869 | 608 |
| 9 | 56,592 | 883 | 618 |
| 10 | 57,474 | 897 | 628 |
| 11 | 58,371 | 911 | 637 |
| 12 | 59,282 | 925 | 647 |
| 13 | 60,206 | 939 | 657 |
| 14 | 61,146 | 954 | 668 |
| 15 | 62,099 | 969 | 678 |
| 16 | 63,068 | 984 | 689 |
| 17 | 64,052 | 999 | 699 |
| 18 | 65,051 | 1,015 | 710 |
| 19 | 66,066 | 1,031 | 721 |
| 20 | 67,097 | 1,047 | 733 |
| TOTAL | $18,143 | $12,700 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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