This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.46% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,730 | 1,211 |
| 2 | 51,730 | 1,790 | 1,253 |
| 3 | 53,520 | 1,852 | 1,296 |
| 4 | 55,372 | 1,916 | 1,341 |
| 5 | 57,288 | 1,982 | 1,388 |
| 6 | 59,270 | 2,051 | 1,436 |
| 7 | 61,320 | 2,122 | 1,485 |
| 8 | 63,442 | 2,195 | 1,537 |
| 9 | 65,637 | 2,271 | 1,590 |
| 10 | 67,908 | 2,350 | 1,645 |
| 11 | 70,258 | 2,431 | 1,702 |
| 12 | 72,689 | 2,515 | 1,761 |
| 13 | 75,204 | 2,602 | 1,821 |
| 14 | 77,806 | 2,692 | 1,884 |
| 15 | 80,498 | 2,785 | 1,950 |
| 16 | 83,283 | 2,882 | 2,017 |
| 17 | 86,165 | 2,981 | 2,087 |
| 18 | 89,146 | 3,084 | 2,159 |
| 19 | 92,230 | 3,191 | 2,234 |
| 20 | 95,422 | 3,302 | 2,311 |
| TOTAL | $48,723 | $34,106 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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