Compare Savings vs. CDs
Comparison of Deposit Account from Iowa State Bank with 0.14% - December 2024


Long-Term Analysis of Iowa State Bank with 0.14% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.14%
    -
    $50,000
    6 Month
    Bank
    0.34x (National Avg. - 0.41%)
    $1,000
     
    SCENARIO
    Year Rate
    0.14%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 70 49
    2 50,070 70 49
    3 50,140 70 49
    4 50,210 70 49
    5 50,281 70 49
    6 50,351 70 49
    7 50,421 71 49
    8 50,492 71 49
    9 50,563 71 50
    10 50,634 71 50
    11 50,704 71 50
    12 50,775 71 50
    13 50,846 71 50
    14 50,918 71 50
    15 50,989 71 50
    16 51,060 71 50
    17 51,132 72 50
    18 51,203 72 50
    19 51,275 72 50
    20 51,347 72 50
    TOTAL $1,419 $993

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.09% on October 17.
    3 Month CD.

    Last change: ↓0.15% on September 6.

    Last change: ↓0.09% on December 7.
    6 Month Jumbo CD.

    Last change: ↑0.25% on November 25.

    Last change: ↑0.70% on December 7.