This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.56% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,780 | 1,246 |
| 2 | 51,780 | 1,843 | 1,290 |
| 3 | 53,623 | 1,909 | 1,336 |
| 4 | 55,532 | 1,977 | 1,384 |
| 5 | 57,509 | 2,047 | 1,433 |
| 6 | 59,557 | 2,120 | 1,484 |
| 7 | 61,677 | 2,196 | 1,537 |
| 8 | 63,873 | 2,274 | 1,592 |
| 9 | 66,146 | 2,355 | 1,648 |
| 10 | 68,501 | 2,439 | 1,707 |
| 11 | 70,940 | 2,525 | 1,768 |
| 12 | 73,465 | 2,615 | 1,831 |
| 13 | 76,081 | 2,708 | 1,896 |
| 14 | 78,789 | 2,805 | 1,963 |
| 15 | 81,594 | 2,905 | 2,033 |
| 16 | 84,499 | 3,008 | 2,106 |
| 17 | 87,507 | 3,115 | 2,181 |
| 18 | 90,622 | 3,226 | 2,258 |
| 19 | 93,848 | 3,341 | 2,339 |
| 20 | 97,189 | 3,460 | 2,422 |
| TOTAL | $50,649 | $35,455 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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