This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.76% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,880 | 1,316 |
| 2 | 51,880 | 1,951 | 1,365 |
| 3 | 53,831 | 2,024 | 1,417 |
| 4 | 55,855 | 2,100 | 1,470 |
| 5 | 57,955 | 2,179 | 1,525 |
| 6 | 60,134 | 2,261 | 1,583 |
| 7 | 62,395 | 2,346 | 1,642 |
| 8 | 64,741 | 2,434 | 1,704 |
| 9 | 67,175 | 2,526 | 1,768 |
| 10 | 69,701 | 2,621 | 1,835 |
| 11 | 72,322 | 2,719 | 1,904 |
| 12 | 75,041 | 2,822 | 1,975 |
| 13 | 77,863 | 2,928 | 2,049 |
| 14 | 80,790 | 3,038 | 2,126 |
| 15 | 83,828 | 3,152 | 2,206 |
| 16 | 86,980 | 3,270 | 2,289 |
| 17 | 90,250 | 3,393 | 2,375 |
| 18 | 93,644 | 3,521 | 2,465 |
| 19 | 97,165 | 3,653 | 2,557 |
| 20 | 100,818 | 3,791 | 2,654 |
| TOTAL | $54,609 | $38,226 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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