This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 6.13% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 3,063 | 2,144 |
| 2 | 53,063 | 3,250 | 2,275 |
| 3 | 56,313 | 3,449 | 2,414 |
| 4 | 59,762 | 3,660 | 2,562 |
| 5 | 63,422 | 3,885 | 2,719 |
| 6 | 67,307 | 4,123 | 2,886 |
| 7 | 71,429 | 4,375 | 3,063 |
| 8 | 75,804 | 4,643 | 3,250 |
| 9 | 80,447 | 4,927 | 3,449 |
| 10 | 85,375 | 5,229 | 3,660 |
| 11 | 90,604 | 5,549 | 3,885 |
| 12 | 96,153 | 5,889 | 4,123 |
| 13 | 102,043 | 6,250 | 4,375 |
| 14 | 108,293 | 6,633 | 4,643 |
| 15 | 114,926 | 7,039 | 4,927 |
| 16 | 121,965 | 7,470 | 5,229 |
| 17 | 129,435 | 7,928 | 5,550 |
| 18 | 137,363 | 8,414 | 5,889 |
| 19 | 145,777 | 8,929 | 6,250 |
| 20 | 154,706 | 9,476 | 6,633 |
| TOTAL | $114,181 | $79,927 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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