This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.28% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 140 | 98 |
| 2 | 50,140 | 140 | 98 |
| 3 | 50,280 | 141 | 99 |
| 4 | 50,421 | 141 | 99 |
| 5 | 50,562 | 142 | 99 |
| 6 | 50,704 | 142 | 99 |
| 7 | 50,846 | 142 | 100 |
| 8 | 50,988 | 143 | 100 |
| 9 | 51,131 | 143 | 100 |
| 10 | 51,274 | 144 | 100 |
| 11 | 51,418 | 144 | 101 |
| 12 | 51,562 | 144 | 101 |
| 13 | 51,706 | 145 | 101 |
| 14 | 51,851 | 145 | 102 |
| 15 | 51,996 | 146 | 102 |
| 16 | 52,142 | 146 | 102 |
| 17 | 52,288 | 146 | 102 |
| 18 | 52,434 | 147 | 103 |
| 19 | 52,581 | 147 | 103 |
| 20 | 52,728 | 148 | 103 |
| TOTAL | $2,876 | $2,013 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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|
Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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|
Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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