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Comparison of Deposit Account from IncredibleBank with 3.79% - April 2025

Long-Term Analysis of Old Second National Bank with 0.02% APY and CAPSTONE with 0.60% APY and MTC with 4.11% APY and MTC with 1.76% APY and Tustin Community Bank with 0.50% APY and DENVER COMMUNITY CU D.B.A. ZING CU with 3.80% APY and PANHANDLE EDUCATORS with 0.50% APY and PANHANDLE EDUCATORS with 0.30% APY and CORAL COMMUNITY with 0.50% APY and COMMUNITY 1ST with 0.45% APY and State Bank of Bement with 0.70% APY and Easthampton Savings Bank with 3.85% APY and Middlesex Savings Bank with 4.25% APY and Middlesex Savings Bank with 3.75% APY and UNIVERSITY OF NEBRASKA with 0.25% APY and COMMUNITY RESOURCE with 0.90% APY and SERVU with 0.50% APY and AUBURN COMMUNITY with 0.05% APY and AUBURN COMMUNITY with 0.30% APY and ACCESS with 4.50% APY and ALCO with 0.50% APY and Community Bank with 0.30% APY and The First National Bank of Germantown with 0.40% APY and APPLETREE with 0.24% APY and SCHOOLSFIRST with 1.00% APY and RADIFI with 3.40% APY and RADIFI with 3.45% APY and RADIFI with 1.85% APY and WESTERRA with 0.50% APY and SCHOOLSFIRST with 4.30% APY and IncredibleBank with 3.79% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL SAVINGS

Old Second National Bank

0.02%

$50,000

N.A.

Bank

0.09x (National Avg. - 0.23%)

$50,000

SCENARIO

Year	Rate 0.02%	Annual Interest	Annual Interest (After Tax)
1	50,000	10	7
2	50,010	10	7
3	50,020	10	7
4	50,030	10	7
5	50,040	10	7
6	50,050	10	7
7	50,060	10	7
8	50,070	10	7
9	50,080	10	7
10	50,090	10	7
11	50,100	10	7
12	50,110	10	7
13	50,120	10	7
14	50,130	10	7
15	50,140	10	7
16	50,150	10	7
17	50,160	10	7
18	50,170	10	7
19	50,180	10	7
20	50,190	10	7
	TOTAL	$200	$140

LOCAL CD

CAPSTONE

0.60%

$50,000

6 Month

Credit Union

1.48x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

MTC

4.11%

$50,000

30 Month

Credit Union

N.A.

$250

SCENARIO

Year	Rate 4.11%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,055	1,439
2	52,055	2,139	1,498
3	54,194	2,227	1,559
4	56,422	2,319	1,623
5	58,741	2,414	1,690
6	61,155	2,513	1,759
7	63,669	2,617	1,832
8	66,285	2,724	1,907
9	69,010	2,836	1,985
10	71,846	2,953	2,067
11	74,799	3,074	2,152
12	77,873	3,201	2,240
13	81,074	3,332	2,332
14	84,406	3,469	2,428
15	87,875	3,612	2,528
16	91,486	3,760	2,632
17	95,247	3,915	2,740
18	99,161	4,076	2,853
19	103,237	4,243	2,970
20	107,480	4,417	3,092
	TOTAL	$61,897	$43,328

LOCAL MONEY MARKET

MTC

1.76%

$50,000

N.A.

Credit Union

N.A.

$2,000

SCENARIO

Year	Rate 1.76%	Annual Interest	Annual Interest (After Tax)
1	50,000	880	616
2	50,880	895	627
3	51,775	911	638
4	52,687	927	649
5	53,614	944	661
6	54,558	960	672
7	55,518	977	684
8	56,495	994	696
9	57,489	1,012	708
10	58,501	1,030	721
11	59,531	1,048	733
12	60,578	1,066	746
13	61,645	1,085	759
14	62,730	1,104	773
15	63,834	1,123	786
16	64,957	1,143	800
17	66,100	1,163	814
18	67,264	1,184	829
19	68,448	1,205	843
20	69,652	1,226	858
	TOTAL	$20,878	$14,615

LOCAL CD

Tustin Community Bank

0.50%

$50,000

24 Month

Bank

0.76x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

DENVER COMMUNITY CU D.B.A. ZING CU

3.80%

$50,000

6 Month

Credit Union

9.36x (National Avg. - 0.41%)

$100

SCENARIO

Year	Rate 3.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,900	1,330
2	51,900	1,972	1,381
3	53,872	2,047	1,433
4	55,919	2,125	1,487
5	58,044	2,206	1,544
6	60,250	2,289	1,603
7	62,539	2,376	1,664
8	64,916	2,467	1,727
9	67,383	2,561	1,792
10	69,943	2,658	1,860
11	72,601	2,759	1,931
12	75,360	2,864	2,005
13	78,224	2,972	2,081
14	81,196	3,085	2,160
15	84,282	3,203	2,242
16	87,484	3,324	2,327
17	90,809	3,451	2,416
18	94,259	3,582	2,507
19	97,841	3,718	2,603
20	101,559	3,859	2,701
	TOTAL	$55,419	$38,793

LOCAL CD

PANHANDLE EDUCATORS

0.50%

$50,000

12 Month

Credit Union

0.91x (National Avg. - 0.55%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

PANHANDLE EDUCATORS

0.30%

$50,000

6 Month

Credit Union

0.74x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	150	105
2	50,150	150	105
3	50,300	151	106
4	50,451	151	106
5	50,603	152	106
6	50,755	152	107
7	50,907	153	107
8	51,059	153	107
9	51,213	154	108
10	51,366	154	108
11	51,520	155	108
12	51,675	155	109
13	51,830	155	109
14	51,985	156	109
15	52,141	156	109
16	52,298	157	110
17	52,455	157	110
18	52,612	158	110
19	52,770	158	111
20	52,928	159	111
	TOTAL	$3,087	$2,161

LOCAL CD

CORAL COMMUNITY

0.50%

$50,000

6 Month

Credit Union

1.23x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

COMMUNITY 1ST

0.45%

$50,000

6 Month

Credit Union

1.11x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

State Bank of Bement

0.70%

$50,000

30 Month

Bank

N.A.

$100,000

SCENARIO

Year	Rate 0.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	350	245
2	50,350	352	247
3	50,702	355	248
4	51,057	357	250
5	51,415	360	252
6	51,775	362	254
7	52,137	365	255
8	52,502	368	257
9	52,870	370	259
10	53,240	373	261
11	53,612	375	263
12	53,988	378	265
13	54,366	381	266
14	54,746	383	268
15	55,129	386	270
16	55,515	389	272
17	55,904	391	274
18	56,295	394	276
19	56,689	397	278
20	57,086	400	280
	TOTAL	$7,486	$5,240

LOCAL CD

Easthampton Savings Bank

3.85%

$50,000

24 Month

Bank

5.83x (National Avg. - 0.66%)

$1,000

SCENARIO

Year	Rate 3.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,925	1,348
2	51,925	1,999	1,399
3	53,924	2,076	1,453
4	56,000	2,156	1,509
5	58,156	2,239	1,567
6	60,395	2,325	1,628
7	62,720	2,415	1,690
8	65,135	2,508	1,755
9	67,643	2,604	1,823
10	70,247	2,705	1,893
11	72,952	2,809	1,966
12	75,760	2,917	2,042
13	78,677	3,029	2,120
14	81,706	3,146	2,202
15	84,852	3,267	2,287
16	88,119	3,393	2,375
17	91,511	3,523	2,466
18	95,034	3,659	2,561
19	98,693	3,800	2,660
20	102,493	3,946	2,762
	TOTAL	$56,439	$39,507

LOCAL CD

Middlesex Savings Bank

4.25%

$50,000

18 Month

Bank

7.33x (National Avg. - 0.58%)

$10

SCENARIO

Year	Rate 4.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,125	1,488
2	52,125	2,215	1,551
3	54,340	2,309	1,617
4	56,650	2,408	1,685
5	59,057	2,510	1,757
6	61,567	2,617	1,832
7	64,184	2,728	1,909
8	66,912	2,844	1,991
9	69,756	2,965	2,075
10	72,720	3,091	2,163
11	75,811	3,222	2,255
12	79,033	3,359	2,351
13	82,392	3,502	2,451
14	85,893	3,650	2,555
15	89,544	3,806	2,664
16	93,349	3,967	2,777
17	97,317	4,136	2,895
18	101,453	4,312	3,018
19	105,764	4,495	3,146
20	110,259	4,686	3,280
	TOTAL	$64,945	$45,462

LOCAL CD

Middlesex Savings Bank

3.75%

$50,000

60 Month

Bank

4.08x (National Avg. - 0.92%)

$10

SCENARIO

Year	Rate 3.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,875	1,313
2	51,875	1,945	1,362
3	53,820	2,018	1,413
4	55,839	2,094	1,466
5	57,933	2,172	1,521
6	60,105	2,254	1,578
7	62,359	2,338	1,637
8	64,697	2,426	1,698
9	67,124	2,517	1,762
10	69,641	2,612	1,828
11	72,252	2,709	1,897
12	74,962	2,811	1,968
13	77,773	2,916	2,042
14	80,689	3,026	2,118
15	83,715	3,139	2,198
16	86,854	3,257	2,280
17	90,111	3,379	2,365
18	93,491	3,506	2,454
19	96,996	3,637	2,546
20	100,634	3,774	2,642
	TOTAL	$54,408	$38,085

LOCAL CD

UNIVERSITY OF NEBRASKA

0.25%

$50,000

6 Month

Credit Union

0.62x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	125	88
2	50,125	125	88
3	50,250	126	88
4	50,376	126	88
5	50,502	126	88
6	50,628	127	89
7	50,755	127	89
8	50,882	127	89
9	51,009	128	89
10	51,136	128	89
11	51,264	128	90
12	51,392	128	90
13	51,521	129	90
14	51,650	129	90
15	51,779	129	91
16	51,908	130	91
17	52,038	130	91
18	52,168	130	91
19	52,298	131	92
20	52,429	131	92
	TOTAL	$2,560	$1,792

LOCAL CD

COMMUNITY RESOURCE

0.90%

$50,000

60 Month

Credit Union

0.98x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	450	315
2	50,450	454	318
3	50,904	458	321
4	51,362	462	324
5	51,824	466	326
6	52,291	471	329
7	52,761	475	332
8	53,236	479	335
9	53,715	483	338
10	54,199	488	341
11	54,687	492	345
12	55,179	497	348
13	55,675	501	351
14	56,177	506	354
15	56,682	510	357
16	57,192	515	360
17	57,707	519	364
18	58,226	524	367
19	58,750	529	370
20	59,279	534	373
	TOTAL	$9,813	$6,869

LOCAL CD

SERVU

0.50%

$50,000

6 Month

Credit Union

1.23x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

AUBURN COMMUNITY

0.05%

$50,000

6 Month

Credit Union

0.12x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	25	18
2	50,025	25	18
3	50,050	25	18
4	50,075	25	18
5	50,100	25	18
6	50,125	25	18
7	50,150	25	18
8	50,175	25	18
9	50,200	25	18
10	50,225	25	18
11	50,251	25	18
12	50,276	25	18
13	50,301	25	18
14	50,326	25	18
15	50,351	25	18
16	50,376	25	18
17	50,402	25	18
18	50,427	25	18
19	50,452	25	18
20	50,477	25	18
	TOTAL	$502	$352

LOCAL CD

AUBURN COMMUNITY

0.30%

$50,000

60 Month

Credit Union

0.33x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 0.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	150	105
2	50,150	150	105
3	50,300	151	106
4	50,451	151	106
5	50,603	152	106
6	50,755	152	107
7	50,907	153	107
8	51,059	153	107
9	51,213	154	108
10	51,366	154	108
11	51,520	155	108
12	51,675	155	109
13	51,830	155	109
14	51,985	156	109
15	52,141	156	109
16	52,298	157	110
17	52,455	157	110
18	52,612	158	110
19	52,770	158	111
20	52,928	159	111
	TOTAL	$3,087	$2,161

LOCAL CD

ACCESS

4.50%

$50,000

6 Month

Credit Union

11.08x (National Avg. - 0.41%)

$1,000

SCENARIO

Year	Rate 4.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,250	1,575
2	52,250	2,351	1,646
3	54,601	2,457	1,720
4	57,058	2,568	1,797
5	59,626	2,683	1,878
6	62,309	2,804	1,963
7	65,113	2,930	2,051
8	68,043	3,062	2,143
9	71,105	3,200	2,240
10	74,305	3,344	2,341
11	77,648	3,494	2,446
12	81,143	3,651	2,556
13	84,794	3,816	2,671
14	88,610	3,987	2,791
15	92,597	4,167	2,917
16	96,764	4,354	3,048
17	101,119	4,550	3,185
18	105,669	4,755	3,329
19	110,424	4,969	3,478
20	115,393	5,193	3,635
	TOTAL	$70,586	$49,410

LOCAL CD

ALCO

0.50%

$50,000

6 Month

Credit Union

1.23x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

Community Bank

0.30%

$50,000

24 Month

Bank

0.45x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	150	105
2	50,150	150	105
3	50,300	151	106
4	50,451	151	106
5	50,603	152	106
6	50,755	152	107
7	50,907	153	107
8	51,059	153	107
9	51,213	154	108
10	51,366	154	108
11	51,520	155	108
12	51,675	155	109
13	51,830	155	109
14	51,985	156	109
15	52,141	156	109
16	52,298	157	110
17	52,455	157	110
18	52,612	158	110
19	52,770	158	111
20	52,928	159	111
	TOTAL	$3,087	$2,161

LOCAL CD

The First National Bank of Germantown

0.40%

$50,000

24 Month

Bank

0.61x (National Avg. - 0.66%)

$500

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

APPLETREE

0.24%

$50,000

6 Month

Credit Union

0.59x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.24%	Annual Interest	Annual Interest (After Tax)
1	50,000	120	84
2	50,120	120	84
3	50,240	121	84
4	50,361	121	85
5	50,482	121	85
6	50,603	121	85
7	50,724	122	85
8	50,846	122	85
9	50,968	122	86
10	51,090	123	86
11	51,213	123	86
12	51,336	123	86
13	51,459	124	86
14	51,583	124	87
15	51,706	124	87
16	51,831	124	87
17	51,955	125	87
18	52,080	125	87
19	52,205	125	88
20	52,330	126	88
	TOTAL	$2,456	$1,719

LOCAL MONEY MARKET

SCHOOLSFIRST

1.00%

$50,000

N.A.

Credit Union

2.46x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 1.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	500	350
2	50,500	505	354
3	51,005	510	357
4	51,515	515	361
5	52,030	520	364
6	52,551	526	368
7	53,076	531	372
8	53,607	536	375
9	54,143	541	379
10	54,684	547	383
11	55,231	552	387
12	55,783	558	390
13	56,341	563	394
14	56,905	569	398
15	57,474	575	402
16	58,048	580	406
17	58,629	586	410
18	59,215	592	415
19	59,807	598	419
20	60,405	604	423
	TOTAL	$11,010	$7,707

LOCAL CD

RADIFI

3.40%

$50,000

30 Month

Credit Union

N.A.

$50,000

SCENARIO

Year	Rate 3.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,700	1,190
2	51,700	1,758	1,230
3	53,458	1,818	1,272
4	55,275	1,879	1,316
5	57,155	1,943	1,360
6	59,098	2,009	1,407
7	61,107	2,078	1,454
8	63,185	2,148	1,504
9	65,333	2,221	1,555
10	67,555	2,297	1,608
11	69,851	2,375	1,662
12	72,226	2,456	1,719
13	74,682	2,539	1,777
14	77,221	2,626	1,838
15	79,847	2,715	1,900
16	82,562	2,807	1,965
17	85,369	2,903	2,032
18	88,271	3,001	2,101
19	91,272	3,103	2,172
20	94,376	3,209	2,246
	TOTAL	$47,584	$33,309

LOCAL CD

RADIFI

3.45%

$50,000

60 Month

Credit Union

3.76x (National Avg. - 0.92%)

$25,000

SCENARIO

Year	Rate 3.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,725	1,208
2	51,725	1,785	1,249
3	53,510	1,846	1,292
4	55,356	1,910	1,337
5	57,265	1,976	1,383
6	59,241	2,044	1,431
7	61,285	2,114	1,480
8	63,399	2,187	1,531
9	65,586	2,263	1,584
10	67,849	2,341	1,639
11	70,190	2,422	1,695
12	72,612	2,505	1,754
13	75,117	2,592	1,814
14	77,708	2,681	1,877
15	80,389	2,773	1,941
16	83,162	2,869	2,008
17	86,032	2,968	2,078
18	89,000	3,070	2,149
19	92,070	3,176	2,223
20	95,247	3,286	2,300
	TOTAL	$48,533	$33,973

LOCAL MONEY MARKET

RADIFI

1.85%

$50,000

N.A.

Credit Union

2.02x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 1.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	925	648
2	50,925	942	659
3	51,867	960	672
4	52,827	977	684
5	53,804	995	697
6	54,799	1,014	710
7	55,813	1,033	723
8	56,846	1,052	736
9	57,897	1,071	750
10	58,968	1,091	764
11	60,059	1,111	778
12	61,170	1,132	792
13	62,302	1,153	807
14	63,455	1,174	822
15	64,629	1,196	837
16	65,824	1,218	852
17	67,042	1,240	868
18	68,282	1,263	884
19	69,545	1,287	901
20	70,832	1,310	917
	TOTAL	$22,142	$15,500

LOCAL MONEY MARKET

WESTERRA

0.50%

$50,000

N.A.

Credit Union

0.54x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

LOCAL CD

SCHOOLSFIRST

4.30%

$50,000

37 Month

Credit Union

N.A.

$500

SCENARIO

Year	Rate 4.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,150	1,505
2	52,150	2,242	1,570
3	54,392	2,339	1,637
4	56,731	2,439	1,708
5	59,171	2,544	1,781
6	61,715	2,654	1,858
7	64,369	2,768	1,938
8	67,137	2,887	2,021
9	70,024	3,011	2,108
10	73,035	3,140	2,198
11	76,175	3,276	2,293
12	79,451	3,416	2,391
13	82,867	3,563	2,494
14	86,430	3,717	2,602
15	90,147	3,876	2,713
16	94,023	4,043	2,830
17	98,066	4,217	2,952
18	102,283	4,398	3,079
19	106,681	4,587	3,211
20	111,268	4,785	3,349
	TOTAL	$66,053	$46,237

ONLINE CD

IncredibleBank

3.79%

$50,000

6 Month

Online Bank

9.33x (National Avg. - 0.41%)

$1,000

SCENARIO

Year	Rate 3.79%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,895	1,327
2	51,895	1,967	1,377
3	53,862	2,041	1,429
4	55,903	2,119	1,483
5	58,022	2,199	1,539
6	60,221	2,282	1,598
7	62,503	2,369	1,658
8	64,872	2,459	1,721
9	67,331	2,552	1,786
10	69,883	2,649	1,854
11	72,531	2,749	1,924
12	75,280	2,853	1,997
13	78,133	2,961	2,073
14	81,095	3,073	2,151
15	84,168	3,190	2,233
16	87,358	3,311	2,318
17	90,669	3,436	2,405
18	94,105	3,567	2,497
19	97,672	3,702	2,591
20	101,374	3,842	2,689
	TOTAL	$55,216	$38,651

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from IncredibleBank with 3.79% - April 2025

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from IncredibleBank with 3.79% - April 2025