This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.79% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,895 | 1,327 |
| 2 | 51,895 | 1,967 | 1,377 |
| 3 | 53,862 | 2,041 | 1,429 |
| 4 | 55,903 | 2,119 | 1,483 |
| 5 | 58,022 | 2,199 | 1,539 |
| 6 | 60,221 | 2,282 | 1,598 |
| 7 | 62,503 | 2,369 | 1,658 |
| 8 | 64,872 | 2,459 | 1,721 |
| 9 | 67,331 | 2,552 | 1,786 |
| 10 | 69,883 | 2,649 | 1,854 |
| 11 | 72,531 | 2,749 | 1,924 |
| 12 | 75,280 | 2,853 | 1,997 |
| 13 | 78,133 | 2,961 | 2,073 |
| 14 | 81,095 | 3,073 | 2,151 |
| 15 | 84,168 | 3,190 | 2,233 |
| 16 | 87,358 | 3,311 | 2,318 |
| 17 | 90,669 | 3,436 | 2,405 |
| 18 | 94,105 | 3,567 | 2,497 |
| 19 | 97,672 | 3,702 | 2,591 |
| 20 | 101,374 | 3,842 | 2,689 |
| TOTAL | $55,216 | $38,651 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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