This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.12% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,060 | 1,442 |
| 2 | 52,060 | 2,145 | 1,501 |
| 3 | 54,205 | 2,233 | 1,563 |
| 4 | 56,438 | 2,325 | 1,628 |
| 5 | 58,763 | 2,421 | 1,695 |
| 6 | 61,184 | 2,521 | 1,765 |
| 7 | 63,705 | 2,625 | 1,837 |
| 8 | 66,330 | 2,733 | 1,913 |
| 9 | 69,063 | 2,845 | 1,992 |
| 10 | 71,908 | 2,963 | 2,074 |
| 11 | 74,871 | 3,085 | 2,159 |
| 12 | 77,955 | 3,212 | 2,248 |
| 13 | 81,167 | 3,344 | 2,341 |
| 14 | 84,511 | 3,482 | 2,437 |
| 15 | 87,993 | 3,625 | 2,538 |
| 16 | 91,618 | 3,775 | 2,642 |
| 17 | 95,393 | 3,930 | 2,751 |
| 18 | 99,323 | 4,092 | 2,864 |
| 19 | 103,415 | 4,261 | 2,982 |
| 20 | 107,676 | 4,436 | 3,105 |
| TOTAL | $62,112 | $43,479 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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