This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.53% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,265 | 886 |
| 2 | 51,265 | 1,297 | 908 |
| 3 | 52,562 | 1,330 | 931 |
| 4 | 53,892 | 1,363 | 954 |
| 5 | 55,255 | 1,398 | 979 |
| 6 | 56,653 | 1,433 | 1,003 |
| 7 | 58,087 | 1,470 | 1,029 |
| 8 | 59,556 | 1,507 | 1,055 |
| 9 | 61,063 | 1,545 | 1,081 |
| 10 | 62,608 | 1,584 | 1,109 |
| 11 | 64,192 | 1,624 | 1,137 |
| 12 | 65,816 | 1,665 | 1,166 |
| 13 | 67,481 | 1,707 | 1,195 |
| 14 | 69,188 | 1,750 | 1,225 |
| 15 | 70,939 | 1,795 | 1,256 |
| 16 | 72,733 | 1,840 | 1,288 |
| 17 | 74,574 | 1,887 | 1,321 |
| 18 | 76,460 | 1,934 | 1,354 |
| 19 | 78,395 | 1,983 | 1,388 |
| 20 | 80,378 | 2,034 | 1,423 |
| TOTAL | $32,412 | $22,688 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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