Compare Savings vs. CDs
Comparison of Deposit Account from HUDSON RIVER FINANCIAL with 0.56% - December 2024


Long-Term Analysis of HUDSON RIVER FINANCIAL with 0.56% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.56%
    -
    $50,000
    6 Month
    Credit Union
    1.38x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.56%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 281 197
    2 50,281 283 198
    3 50,564 284 199
    4 50,848 286 200
    5 51,134 287 201
    6 51,421 289 202
    7 51,710 291 203
    8 52,000 292 205
    9 52,293 294 206
    10 52,587 296 207
    11 52,882 297 208
    12 53,179 299 209
    13 53,478 301 210
    14 53,779 302 212
    15 54,081 304 213
    16 54,385 306 214
    17 54,691 307 215
    18 54,998 309 216
    19 55,307 311 218
    20 55,618 313 219
    TOTAL $5,930 $4,151

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.09% on October 17.
    3 Month CD.

    Last change: ↓0.15% on September 6.

    Last change: ↓0.09% on December 7.
    6 Month Jumbo CD.

    Last change: ↑0.25% on November 25.

    Last change: ↑0.70% on December 7.