Compare Savings vs. CDs
Comparison of Deposit Account from HOPKINS COUNTY TEACHERS with 1.00% - November 2024


Long-Term Analysis of HOPKINS COUNTY TEACHERS with 1.00% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.00%
    -
    $50,000
    36 Month
    Credit Union
    1.34x (National Avg. - 0.75%)
    $100,000
     
    SCENARIO
    Year Rate
    1.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 501 351
    2 50,501 506 354
    3 51,007 511 358
    4 51,518 516 361
    5 52,034 521 365
    6 52,556 527 369
    7 53,082 532 372
    8 53,614 537 376
    9 54,151 543 380
    10 54,694 548 384
    11 55,242 554 387
    12 55,796 559 391
    13 56,355 565 395
    14 56,919 570 399
    15 57,490 576 403
    16 58,066 582 407
    17 58,648 588 411
    18 59,235 594 415
    19 59,829 599 420
    20 60,428 605 424
    TOTAL $11,034 $7,724

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.25% on October 28.
    6 Month Jumbo CD.

    Last change: ↑3.00% on August 7.

    Last change: ↓0.09% on October 17.
    3 Month CD.

    Last change: ↓0.15% on September 6.

    Last change: ↓0.05% on September 27.