This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 501 | 351 |
| 2 | 50,501 | 506 | 354 |
| 3 | 51,007 | 511 | 358 |
| 4 | 51,518 | 516 | 361 |
| 5 | 52,034 | 521 | 365 |
| 6 | 52,556 | 527 | 369 |
| 7 | 53,082 | 532 | 372 |
| 8 | 53,614 | 537 | 376 |
| 9 | 54,151 | 543 | 380 |
| 10 | 54,694 | 548 | 384 |
| 11 | 55,242 | 554 | 387 |
| 12 | 55,796 | 559 | 391 |
| 13 | 56,355 | 565 | 395 |
| 14 | 56,919 | 570 | 399 |
| 15 | 57,490 | 576 | 403 |
| 16 | 58,066 | 582 | 407 |
| 17 | 58,648 | 588 | 411 |
| 18 | 59,235 | 594 | 415 |
| 19 | 59,829 | 599 | 420 |
| 20 | 60,428 | 605 | 424 |
| TOTAL | $11,034 | $7,724 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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