This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.54% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,770 | 1,239 |
| 2 | 51,770 | 1,833 | 1,283 |
| 3 | 53,603 | 1,898 | 1,328 |
| 4 | 55,500 | 1,965 | 1,375 |
| 5 | 57,465 | 2,034 | 1,424 |
| 6 | 59,499 | 2,106 | 1,474 |
| 7 | 61,605 | 2,181 | 1,527 |
| 8 | 63,786 | 2,258 | 1,581 |
| 9 | 66,044 | 2,338 | 1,637 |
| 10 | 68,382 | 2,421 | 1,695 |
| 11 | 70,803 | 2,506 | 1,754 |
| 12 | 73,309 | 2,595 | 1,817 |
| 13 | 75,905 | 2,687 | 1,881 |
| 14 | 78,592 | 2,782 | 1,947 |
| 15 | 81,374 | 2,881 | 2,016 |
| 16 | 84,254 | 2,983 | 2,088 |
| 17 | 87,237 | 3,088 | 2,162 |
| 18 | 90,325 | 3,198 | 2,238 |
| 19 | 93,523 | 3,311 | 2,317 |
| 20 | 96,833 | 3,428 | 2,400 |
| TOTAL | $50,261 | $35,183 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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