This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.23% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,115 | 781 |
| 2 | 51,115 | 1,140 | 798 |
| 3 | 52,255 | 1,165 | 816 |
| 4 | 53,420 | 1,191 | 834 |
| 5 | 54,611 | 1,218 | 852 |
| 6 | 55,829 | 1,245 | 871 |
| 7 | 57,074 | 1,273 | 891 |
| 8 | 58,347 | 1,301 | 911 |
| 9 | 59,648 | 1,330 | 931 |
| 10 | 60,978 | 1,360 | 952 |
| 11 | 62,338 | 1,390 | 973 |
| 12 | 63,728 | 1,421 | 995 |
| 13 | 65,149 | 1,453 | 1,017 |
| 14 | 66,602 | 1,485 | 1,040 |
| 15 | 68,087 | 1,518 | 1,063 |
| 16 | 69,606 | 1,552 | 1,087 |
| 17 | 71,158 | 1,587 | 1,111 |
| 18 | 72,745 | 1,622 | 1,136 |
| 19 | 74,367 | 1,658 | 1,161 |
| 20 | 76,025 | 1,695 | 1,187 |
| TOTAL | $27,721 | $19,405 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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