This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.96% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,480 | 1,036 |
| 2 | 51,480 | 1,524 | 1,067 |
| 3 | 53,004 | 1,569 | 1,098 |
| 4 | 54,573 | 1,615 | 1,131 |
| 5 | 56,188 | 1,663 | 1,164 |
| 6 | 57,851 | 1,712 | 1,199 |
| 7 | 59,564 | 1,763 | 1,234 |
| 8 | 61,327 | 1,815 | 1,271 |
| 9 | 63,142 | 1,869 | 1,308 |
| 10 | 65,011 | 1,924 | 1,347 |
| 11 | 66,935 | 1,981 | 1,387 |
| 12 | 68,917 | 2,040 | 1,428 |
| 13 | 70,957 | 2,100 | 1,470 |
| 14 | 73,057 | 2,162 | 1,514 |
| 15 | 75,219 | 2,226 | 1,559 |
| 16 | 77,446 | 2,292 | 1,605 |
| 17 | 79,738 | 2,360 | 1,652 |
| 18 | 82,098 | 2,430 | 1,701 |
| 19 | 84,529 | 2,502 | 1,751 |
| 20 | 87,031 | 2,576 | 1,803 |
| TOTAL | $39,607 | $27,725 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.90% |
$500 |
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Last change: ↓0.05% on September 27. |
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|
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4.90% |
$1,000 |
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Last change: ↓0.10% on October 1. |
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