This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.32% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,160 | 812 |
| 2 | 51,160 | 1,187 | 831 |
| 3 | 52,347 | 1,214 | 850 |
| 4 | 53,561 | 1,243 | 870 |
| 5 | 54,804 | 1,271 | 890 |
| 6 | 56,075 | 1,301 | 911 |
| 7 | 57,376 | 1,331 | 932 |
| 8 | 58,708 | 1,362 | 953 |
| 9 | 60,070 | 1,394 | 976 |
| 10 | 61,463 | 1,426 | 998 |
| 11 | 62,889 | 1,459 | 1,021 |
| 12 | 64,348 | 1,493 | 1,045 |
| 13 | 65,841 | 1,528 | 1,069 |
| 14 | 67,369 | 1,563 | 1,094 |
| 15 | 68,931 | 1,599 | 1,119 |
| 16 | 70,531 | 1,636 | 1,145 |
| 17 | 72,167 | 1,674 | 1,172 |
| 18 | 73,841 | 1,713 | 1,199 |
| 19 | 75,554 | 1,753 | 1,227 |
| 20 | 77,307 | 1,794 | 1,255 |
| TOTAL | $29,101 | $20,371 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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