This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.97% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 985 | 690 |
| 2 | 50,985 | 1,004 | 703 |
| 3 | 51,989 | 1,024 | 717 |
| 4 | 53,014 | 1,044 | 731 |
| 5 | 54,058 | 1,065 | 745 |
| 6 | 55,123 | 1,086 | 760 |
| 7 | 56,209 | 1,107 | 775 |
| 8 | 57,316 | 1,129 | 790 |
| 9 | 58,445 | 1,151 | 806 |
| 10 | 59,597 | 1,174 | 822 |
| 11 | 60,771 | 1,197 | 838 |
| 12 | 61,968 | 1,221 | 855 |
| 13 | 63,189 | 1,245 | 871 |
| 14 | 64,433 | 1,269 | 889 |
| 15 | 65,703 | 1,294 | 906 |
| 16 | 66,997 | 1,320 | 924 |
| 17 | 68,317 | 1,346 | 942 |
| 18 | 69,663 | 1,372 | 961 |
| 19 | 71,035 | 1,399 | 980 |
| 20 | 72,435 | 1,427 | 999 |
| TOTAL | $23,862 | $16,703 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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