This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.58% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,290 | 1,603 |
| 2 | 52,290 | 2,395 | 1,676 |
| 3 | 54,685 | 2,505 | 1,753 |
| 4 | 57,189 | 2,619 | 1,833 |
| 5 | 59,809 | 2,739 | 1,917 |
| 6 | 62,548 | 2,865 | 2,005 |
| 7 | 65,413 | 2,996 | 2,097 |
| 8 | 68,409 | 3,133 | 2,193 |
| 9 | 71,542 | 3,277 | 2,294 |
| 10 | 74,818 | 3,427 | 2,399 |
| 11 | 78,245 | 3,584 | 2,509 |
| 12 | 81,829 | 3,748 | 2,623 |
| 13 | 85,576 | 3,919 | 2,744 |
| 14 | 89,496 | 4,099 | 2,869 |
| 15 | 93,595 | 4,287 | 3,001 |
| 16 | 97,881 | 4,483 | 3,138 |
| 17 | 102,364 | 4,688 | 3,282 |
| 18 | 107,053 | 4,903 | 3,432 |
| 19 | 111,956 | 5,128 | 3,589 |
| 20 | 117,083 | 5,362 | 3,754 |
| TOTAL | $72,445 | $50,712 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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