This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.79% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,395 | 1,677 |
| 2 | 52,395 | 2,510 | 1,757 |
| 3 | 54,905 | 2,630 | 1,841 |
| 4 | 57,535 | 2,756 | 1,929 |
| 5 | 60,291 | 2,888 | 2,022 |
| 6 | 63,178 | 3,026 | 2,118 |
| 7 | 66,205 | 3,171 | 2,220 |
| 8 | 69,376 | 3,323 | 2,326 |
| 9 | 72,699 | 3,482 | 2,438 |
| 10 | 76,181 | 3,649 | 2,554 |
| 11 | 79,830 | 3,824 | 2,677 |
| 12 | 83,654 | 4,007 | 2,805 |
| 13 | 87,661 | 4,199 | 2,939 |
| 14 | 91,860 | 4,400 | 3,080 |
| 15 | 96,260 | 4,611 | 3,228 |
| 16 | 100,871 | 4,832 | 3,382 |
| 17 | 105,703 | 5,063 | 3,544 |
| 18 | 110,766 | 5,306 | 3,714 |
| 19 | 116,072 | 5,560 | 3,892 |
| 20 | 121,632 | 5,826 | 4,078 |
| TOTAL | $77,458 | $54,221 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
5.00% |
$50,000 |
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Last change: ↑0.25% on October 28. |
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|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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|
Last change: ↑0.20% on October 28. |
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|
|
4.75% |
$1,500 |
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Last change: ↓0.25% on October 16. |
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