Compare Savings vs. CDs
Comparison of Deposit Account from Heritage Bank National Association with 4.79% - December 2024


Long-Term Analysis of Heritage Bank National Association with 4.79% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    4.79%
    -
    $50,000
    12 Month
    Bank
    8.68x (National Avg. - 0.55%)
    $2,000
     
    SCENARIO
    Year Rate
    4.79%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,395 1,677
    2 52,395 2,510 1,757
    3 54,905 2,630 1,841
    4 57,535 2,756 1,929
    5 60,291 2,888 2,022
    6 63,178 3,026 2,118
    7 66,205 3,171 2,220
    8 69,376 3,323 2,326
    9 72,699 3,482 2,438
    10 76,181 3,649 2,554
    11 79,830 3,824 2,677
    12 83,654 4,007 2,805
    13 87,661 4,199 2,939
    14 91,860 4,400 3,080
    15 96,260 4,611 3,228
    16 100,871 4,832 3,382
    17 105,703 5,063 3,544
    18 110,766 5,306 3,714
    19 116,072 5,560 3,892
    20 121,632 5,826 4,078
    TOTAL $77,458 $54,221

    All calculations are for demonstration purposes only.

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