This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.94% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,470 | 1,029 |
| 2 | 51,470 | 1,513 | 1,059 |
| 3 | 52,983 | 1,558 | 1,090 |
| 4 | 54,541 | 1,604 | 1,122 |
| 5 | 56,144 | 1,651 | 1,155 |
| 6 | 57,795 | 1,699 | 1,189 |
| 7 | 59,494 | 1,749 | 1,224 |
| 8 | 61,243 | 1,801 | 1,260 |
| 9 | 63,044 | 1,853 | 1,297 |
| 10 | 64,897 | 1,908 | 1,336 |
| 11 | 66,805 | 1,964 | 1,375 |
| 12 | 68,769 | 2,022 | 1,415 |
| 13 | 70,791 | 2,081 | 1,457 |
| 14 | 72,873 | 2,142 | 1,500 |
| 15 | 75,015 | 2,205 | 1,544 |
| 16 | 77,220 | 2,270 | 1,589 |
| 17 | 79,491 | 2,337 | 1,636 |
| 18 | 81,828 | 2,406 | 1,684 |
| 19 | 84,234 | 2,476 | 1,734 |
| 20 | 86,710 | 2,549 | 1,784 |
| TOTAL | $39,259 | $27,481 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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