This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.60% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,300 | 910 |
| 2 | 51,300 | 1,334 | 934 |
| 3 | 52,634 | 1,368 | 958 |
| 4 | 54,002 | 1,404 | 983 |
| 5 | 55,406 | 1,441 | 1,008 |
| 6 | 56,847 | 1,478 | 1,035 |
| 7 | 58,325 | 1,516 | 1,062 |
| 8 | 59,841 | 1,556 | 1,089 |
| 9 | 61,397 | 1,596 | 1,117 |
| 10 | 62,994 | 1,638 | 1,146 |
| 11 | 64,631 | 1,680 | 1,176 |
| 12 | 66,312 | 1,724 | 1,207 |
| 13 | 68,036 | 1,769 | 1,238 |
| 14 | 69,805 | 1,815 | 1,270 |
| 15 | 71,620 | 1,862 | 1,303 |
| 16 | 73,482 | 1,911 | 1,337 |
| 17 | 75,392 | 1,960 | 1,372 |
| 18 | 77,353 | 2,011 | 1,408 |
| 19 | 79,364 | 2,063 | 1,444 |
| 20 | 81,427 | 2,117 | 1,482 |
| TOTAL | $33,544 | $23,481 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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