This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.62% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 310 | 217 |
| 2 | 50,310 | 312 | 218 |
| 3 | 50,622 | 314 | 220 |
| 4 | 50,936 | 316 | 221 |
| 5 | 51,252 | 318 | 222 |
| 6 | 51,569 | 320 | 224 |
| 7 | 51,889 | 322 | 225 |
| 8 | 52,211 | 324 | 227 |
| 9 | 52,534 | 326 | 228 |
| 10 | 52,860 | 328 | 229 |
| 11 | 53,188 | 330 | 231 |
| 12 | 53,518 | 332 | 232 |
| 13 | 53,850 | 334 | 234 |
| 14 | 54,183 | 336 | 235 |
| 15 | 54,519 | 338 | 237 |
| 16 | 54,857 | 340 | 238 |
| 17 | 55,197 | 342 | 240 |
| 18 | 55,540 | 344 | 241 |
| 19 | 55,884 | 346 | 243 |
| 20 | 56,231 | 349 | 244 |
| TOTAL | $6,579 | $4,605 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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|
Last change: ↓0.25% on December 23. |
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