This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.87% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,935 | 1,355 |
| 2 | 51,935 | 2,010 | 1,407 |
| 3 | 53,945 | 2,088 | 1,461 |
| 4 | 56,033 | 2,168 | 1,518 |
| 5 | 58,201 | 2,252 | 1,577 |
| 6 | 60,453 | 2,340 | 1,638 |
| 7 | 62,793 | 2,430 | 1,701 |
| 8 | 65,223 | 2,524 | 1,767 |
| 9 | 67,747 | 2,622 | 1,835 |
| 10 | 70,369 | 2,723 | 1,906 |
| 11 | 73,092 | 2,829 | 1,980 |
| 12 | 75,921 | 2,938 | 2,057 |
| 13 | 78,859 | 3,052 | 2,136 |
| 14 | 81,911 | 3,170 | 2,219 |
| 15 | 85,081 | 3,293 | 2,305 |
| 16 | 88,373 | 3,420 | 2,394 |
| 17 | 91,794 | 3,552 | 2,487 |
| 18 | 95,346 | 3,690 | 2,583 |
| 19 | 99,036 | 3,833 | 2,683 |
| 20 | 102,869 | 3,981 | 2,787 |
| TOTAL | $56,850 | $39,795 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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