This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.92% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,960 | 1,372 |
| 2 | 51,960 | 2,037 | 1,426 |
| 3 | 53,997 | 2,117 | 1,482 |
| 4 | 56,114 | 2,200 | 1,540 |
| 5 | 58,313 | 2,286 | 1,600 |
| 6 | 60,599 | 2,375 | 1,663 |
| 7 | 62,975 | 2,469 | 1,728 |
| 8 | 65,443 | 2,565 | 1,796 |
| 9 | 68,008 | 2,666 | 1,866 |
| 10 | 70,674 | 2,770 | 1,939 |
| 11 | 73,445 | 2,879 | 2,015 |
| 12 | 76,324 | 2,992 | 2,094 |
| 13 | 79,316 | 3,109 | 2,176 |
| 14 | 82,425 | 3,231 | 2,262 |
| 15 | 85,656 | 3,358 | 2,350 |
| 16 | 89,014 | 3,489 | 2,443 |
| 17 | 92,503 | 3,626 | 2,538 |
| 18 | 96,129 | 3,768 | 2,638 |
| 19 | 99,897 | 3,916 | 2,741 |
| 20 | 103,813 | 4,069 | 2,849 |
| TOTAL | $57,883 | $40,518 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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