Compare Savings vs. CDs
Comparison of Deposit Account from GREENVILLE HERITAGE with 0.50% - April 2025


Long-Term Analysis of City National Bank of Florida with 0.23% APY and Greenville National Bank with 0.05% APY and GREENVILLE HERITAGE with 0.50% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.23%
    -
    $50,000
    6 Month
    Bank
    0.57x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.23%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 115 81
    2 50,115 115 81
    3 50,230 116 81
    4 50,346 116 81
    5 50,462 116 81
    6 50,578 116 81
    7 50,694 117 82
    8 50,811 117 82
    9 50,927 117 82
    10 51,045 117 82
    11 51,162 118 82
    12 51,280 118 83
    13 51,398 118 83
    14 51,516 118 83
    15 51,634 119 83
    16 51,753 119 83
    17 51,872 119 84
    18 51,991 120 84
    19 52,111 120 84
    20 52,231 120 84
    TOTAL $2,351 $1,646
  • 2
    LOCAL CD
    0.05%
    -
    $50,000
    6 Month
    Bank
    0.12x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.05%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 25 18
    2 50,025 25 18
    3 50,050 25 18
    4 50,075 25 18
    5 50,100 25 18
    6 50,125 25 18
    7 50,150 25 18
    8 50,175 25 18
    9 50,200 25 18
    10 50,225 25 18
    11 50,251 25 18
    12 50,276 25 18
    13 50,301 25 18
    14 50,326 25 18
    15 50,351 25 18
    16 50,376 25 18
    17 50,402 25 18
    18 50,427 25 18
    19 50,452 25 18
    20 50,477 25 18
    TOTAL $502 $352
  • 3
    LOCAL CD
    0.50%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $50,001
     
    SCENARIO
    Year Rate
    0.50%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 251 176
    2 50,251 252 177
    3 50,503 254 177
    4 50,757 255 178
    5 51,012 256 179
    6 51,268 257 180
    7 51,525 259 181
    8 51,784 260 182
    9 52,044 261 183
    10 52,305 263 184
    11 52,567 264 185
    12 52,831 265 186
    13 53,097 267 187
    14 53,363 268 188
    15 53,631 269 188
    16 53,900 271 189
    17 54,171 272 190
    18 54,443 273 191
    19 54,716 275 192
    20 54,991 276 193
    TOTAL $5,267 $3,687

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑0.15% on March 22.

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↓0.15% on January 25.

    Last change: ↓0.50% on February 25.