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Comparison of Deposit Account from GREENVILLE HERITAGE with 0.15% - December 2024


Long-Term Analysis of United Bank with 0.20% APY and GREENVILLE HERITAGE with 0.15% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    United Bank
    0.20%
    -
    $50,000
    12 Month
    Bank
    0.36x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427
  • 2
    LOCAL CD
    GREENVILLE HERITAGE
    0.15%
    -
    $50,000
    12 Month
    Credit Union
    0.27x (National Avg. - 0.55%)
    $1,000
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 76 53
    2 50,076 76 53
    3 50,151 76 53
    4 50,227 76 53
    5 50,303 76 53
    6 50,379 76 53
    7 50,455 76 53
    8 50,531 76 53
    9 50,607 76 53
    10 50,684 77 54
    11 50,760 77 54
    12 50,837 77 54
    13 50,914 77 54
    14 50,990 77 54
    15 51,067 77 54
    16 51,145 77 54
    17 51,222 77 54
    18 51,299 77 54
    19 51,377 78 54
    20 51,454 78 54
    TOTAL $1,532 $1,072

    All calculations are for demonstration purposes only.

    Featured CD Rates

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    Last Update on December 21, 2024

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