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Comparison of Deposit Account from GREATER CHAUTAUQUA with 0.60% - March 2025

Long-Term Analysis of SUNWEST with 0.40% APY and MINNEQUA WORKS with 5.30% APY and GREATER CHAUTAUQUA with 0.60% APY and SSB Community Bank with 0.50% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

SUNWEST

0.40%

$50,000

6 Month

Credit Union

0.99x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL CD

MINNEQUA WORKS

5.30%

$50,000

6 Month

Credit Union

13.06x (National Avg. - 0.41%)

$500

SCENARIO

Year	Rate 5.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,651	1,856
2	52,651	2,792	1,954
3	55,443	2,940	2,058
4	58,382	3,095	2,167
5	61,478	3,260	2,282
6	64,737	3,432	2,403
7	68,169	3,614	2,530
8	71,784	3,806	2,664
9	75,590	4,008	2,805
10	79,598	4,220	2,954
11	83,818	4,444	3,111
12	88,262	4,680	3,276
13	92,941	4,928	3,449
14	97,869	5,189	3,632
15	103,058	5,464	3,825
16	108,522	5,754	4,028
17	114,276	6,059	4,241
18	120,335	6,380	4,466
19	126,715	6,718	4,703
20	133,434	7,075	4,952
	TOTAL	$90,508	$63,356

LOCAL CD

GREATER CHAUTAUQUA

0.60%

$50,000

6 Month

Credit Union

1.48x (National Avg. - 0.41%)

$10,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

LOCAL CD

SSB Community Bank

0.50%

$50,000

24 Month

Bank

0.76x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	250	175
2	50,250	251	176
3	50,501	253	177
4	50,754	254	178
5	51,008	255	179
6	51,263	256	179
7	51,519	258	180
8	51,776	259	181
9	52,035	260	182
10	52,296	261	183
11	52,557	263	184
12	52,820	264	185
13	53,084	265	186
14	53,349	267	187
15	53,616	268	188
16	53,884	269	189
17	54,154	271	190
18	54,424	272	190
19	54,696	273	191
20	54,970	275	192
	TOTAL	$5,245	$3,671

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$5,000	Learn More
Last change: ↑0.15% on March 22.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from GREATER CHAUTAUQUA with 0.60% - March 2025

Long-Term Analysis of SUNWEST with 0.40% APY and MINNEQUA WORKS with 5.30% APY and GREATER CHAUTAUQUA with 0.60% APY and SSB Community Bank with 0.50% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from GREATER CHAUTAUQUA with 0.60% - March 2025