This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.95% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 975 | 683 |
| 2 | 50,975 | 994 | 696 |
| 3 | 51,969 | 1,013 | 709 |
| 4 | 52,982 | 1,033 | 723 |
| 5 | 54,016 | 1,053 | 737 |
| 6 | 55,069 | 1,074 | 752 |
| 7 | 56,143 | 1,095 | 766 |
| 8 | 57,237 | 1,116 | 781 |
| 9 | 58,354 | 1,138 | 797 |
| 10 | 59,492 | 1,160 | 812 |
| 11 | 60,652 | 1,183 | 828 |
| 12 | 61,834 | 1,206 | 844 |
| 13 | 63,040 | 1,229 | 860 |
| 14 | 64,269 | 1,253 | 877 |
| 15 | 65,523 | 1,278 | 894 |
| 16 | 66,800 | 1,303 | 912 |
| 17 | 68,103 | 1,328 | 930 |
| 18 | 69,431 | 1,354 | 948 |
| 19 | 70,785 | 1,380 | 966 |
| 20 | 72,165 | 1,407 | 985 |
| TOTAL | $23,572 | $16,501 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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|
|
4.65% |
$10,000 |
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Last change: ↓0.25% on December 23. |
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