Compare Savings vs. CDs
Comparison of Deposit Account from GEORGETOWN UNIVERSITY ALUMNI AND ST with 0.54% - March 2025


Long-Term Analysis of GEORGETOWN UNIVERSITY ALUMNI AND ST with 0.60% APY and GEORGETOWN UNIVERSITY ALUMNI AND ST with 0.62% APY and GEORGETOWN UNIVERSITY ALUMNI AND ST with 0.54% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.60%
    -
    $50,000
    18 Month
    Credit Union
    1.03x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.60%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 300 210
    2 50,300 302 211
    3 50,602 304 213
    4 50,905 305 214
    5 51,211 307 215
    6 51,518 309 216
    7 51,827 311 218
    8 52,138 313 219
    9 52,451 315 220
    10 52,766 317 222
    11 53,082 318 223
    12 53,401 320 224
    13 53,721 322 226
    14 54,044 324 227
    15 54,368 326 228
    16 54,694 328 230
    17 55,022 330 231
    18 55,352 332 232
    19 55,684 334 234
    20 56,019 336 235
    TOTAL $6,355 $4,448
  • 2
    LOCAL CD
    0.62%
    -
    $50,000
    24 Month
    Credit Union
    0.94x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.62%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 310 217
    2 50,310 312 218
    3 50,622 314 220
    4 50,936 316 221
    5 51,252 318 222
    6 51,569 320 224
    7 51,889 322 225
    8 52,211 324 227
    9 52,534 326 228
    10 52,860 328 229
    11 53,188 330 231
    12 53,518 332 232
    13 53,850 334 234
    14 54,183 336 235
    15 54,519 338 237
    16 54,857 340 238
    17 55,197 342 240
    18 55,540 344 241
    19 55,884 346 243
    20 56,231 349 244
    TOTAL $6,579 $4,605
  • 3
    LOCAL CD
    0.54%
    -
    $50,000
    6 Month
    Credit Union
    1.33x (National Avg. - 0.41%)
    $10,000
     
    SCENARIO
    Year Rate
    0.54%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 270 189
    2 50,270 271 190
    3 50,541 273 191
    4 50,814 274 192
    5 51,089 276 193
    6 51,365 277 194
    7 51,642 279 195
    8 51,921 280 196
    9 52,201 282 197
    10 52,483 283 198
    11 52,767 285 199
    12 53,052 286 201
    13 53,338 288 202
    14 53,626 290 203
    15 53,916 291 204
    16 54,207 293 205
    17 54,499 294 206
    18 54,794 296 207
    19 55,090 297 208
    20 55,387 299 209
    TOTAL $5,686 $3,980

    All calculations are for demonstration purposes only.

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