This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.12% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,560 | 1,792 |
| 2 | 52,560 | 2,691 | 1,884 |
| 3 | 55,251 | 2,829 | 1,980 |
| 4 | 58,080 | 2,974 | 2,082 |
| 5 | 61,054 | 3,126 | 2,188 |
| 6 | 64,180 | 3,286 | 2,300 |
| 7 | 67,466 | 3,454 | 2,418 |
| 8 | 70,920 | 3,631 | 2,542 |
| 9 | 74,551 | 3,817 | 2,672 |
| 10 | 78,368 | 4,012 | 2,809 |
| 11 | 82,380 | 4,218 | 2,953 |
| 12 | 86,598 | 4,434 | 3,104 |
| 13 | 91,032 | 4,661 | 3,263 |
| 14 | 95,693 | 4,899 | 3,430 |
| 15 | 100,592 | 5,150 | 3,605 |
| 16 | 105,743 | 5,414 | 3,790 |
| 17 | 111,157 | 5,691 | 3,984 |
| 18 | 116,848 | 5,983 | 4,188 |
| 19 | 122,831 | 6,289 | 4,402 |
| 20 | 129,119 | 6,611 | 4,628 |
| TOTAL | $85,730 | $60,011 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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