This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.98% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,490 | 1,743 |
| 2 | 52,490 | 2,614 | 1,830 |
| 3 | 55,104 | 2,744 | 1,921 |
| 4 | 57,848 | 2,881 | 2,017 |
| 5 | 60,729 | 3,024 | 2,117 |
| 6 | 63,753 | 3,175 | 2,222 |
| 7 | 66,928 | 3,333 | 2,333 |
| 8 | 70,261 | 3,499 | 2,449 |
| 9 | 73,760 | 3,673 | 2,571 |
| 10 | 77,434 | 3,856 | 2,699 |
| 11 | 81,290 | 4,048 | 2,834 |
| 12 | 85,338 | 4,250 | 2,975 |
| 13 | 89,588 | 4,461 | 3,123 |
| 14 | 94,049 | 4,684 | 3,279 |
| 15 | 98,733 | 4,917 | 3,442 |
| 16 | 103,650 | 5,162 | 3,613 |
| 17 | 108,812 | 5,419 | 3,793 |
| 18 | 114,230 | 5,689 | 3,982 |
| 19 | 119,919 | 5,972 | 4,180 |
| 20 | 125,891 | 6,269 | 4,389 |
| TOTAL | $82,160 | $57,512 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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