This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.02% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,010 | 1,407 |
| 2 | 52,010 | 2,091 | 1,464 |
| 3 | 54,101 | 2,175 | 1,522 |
| 4 | 56,276 | 2,262 | 1,584 |
| 5 | 58,538 | 2,353 | 1,647 |
| 6 | 60,891 | 2,448 | 1,713 |
| 7 | 63,339 | 2,546 | 1,782 |
| 8 | 65,885 | 2,649 | 1,854 |
| 9 | 68,534 | 2,755 | 1,929 |
| 10 | 71,289 | 2,866 | 2,006 |
| 11 | 74,155 | 2,981 | 2,087 |
| 12 | 77,136 | 3,101 | 2,171 |
| 13 | 80,237 | 3,226 | 2,258 |
| 14 | 83,462 | 3,355 | 2,349 |
| 15 | 86,817 | 3,490 | 2,443 |
| 16 | 90,307 | 3,630 | 2,541 |
| 17 | 93,938 | 3,776 | 2,643 |
| 18 | 97,714 | 3,928 | 2,750 |
| 19 | 101,642 | 4,086 | 2,860 |
| 20 | 105,728 | 4,250 | 2,975 |
| TOTAL | $59,978 | $41,985 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
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4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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