This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.48% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,740 | 1,218 |
| 2 | 51,740 | 1,801 | 1,260 |
| 3 | 53,541 | 1,863 | 1,304 |
| 4 | 55,404 | 1,928 | 1,350 |
| 5 | 57,332 | 1,995 | 1,397 |
| 6 | 59,327 | 2,065 | 1,445 |
| 7 | 61,392 | 2,136 | 1,495 |
| 8 | 63,528 | 2,211 | 1,548 |
| 9 | 65,739 | 2,288 | 1,601 |
| 10 | 68,026 | 2,367 | 1,657 |
| 11 | 70,394 | 2,450 | 1,715 |
| 12 | 72,843 | 2,535 | 1,774 |
| 13 | 75,378 | 2,623 | 1,836 |
| 14 | 78,002 | 2,714 | 1,900 |
| 15 | 80,716 | 2,809 | 1,966 |
| 16 | 83,525 | 2,907 | 2,035 |
| 17 | 86,432 | 3,008 | 2,105 |
| 18 | 89,439 | 3,112 | 2,179 |
| 19 | 92,552 | 3,221 | 2,255 |
| 20 | 95,773 | 3,333 | 2,333 |
| TOTAL | $49,106 | $34,374 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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|
Last change: ↓0.05% on December 4. |
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