This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.74% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,870 | 1,309 |
| 2 | 51,870 | 1,940 | 1,358 |
| 3 | 53,810 | 2,012 | 1,409 |
| 4 | 55,822 | 2,088 | 1,461 |
| 5 | 57,910 | 2,166 | 1,516 |
| 6 | 60,076 | 2,247 | 1,573 |
| 7 | 62,323 | 2,331 | 1,632 |
| 8 | 64,654 | 2,418 | 1,693 |
| 9 | 67,072 | 2,508 | 1,756 |
| 10 | 69,580 | 2,602 | 1,822 |
| 11 | 72,183 | 2,700 | 1,890 |
| 12 | 74,882 | 2,801 | 1,960 |
| 13 | 77,683 | 2,905 | 2,034 |
| 14 | 80,588 | 3,014 | 2,110 |
| 15 | 83,602 | 3,127 | 2,189 |
| 16 | 86,729 | 3,244 | 2,271 |
| 17 | 89,973 | 3,365 | 2,355 |
| 18 | 93,337 | 3,491 | 2,444 |
| 19 | 96,828 | 3,621 | 2,535 |
| 20 | 100,450 | 3,757 | 2,630 |
| TOTAL | $54,207 | $37,945 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.60% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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4.55% |
$50,000 |
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Last change: ↓0.10% on February 9. |
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|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.51% |
$25,000 |
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Last change: ↓0.10% on February 17. |
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|
4.50% |
$25,000 |
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Last change: ↓0.85% on August 7, 2024. |
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