This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.64% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,820 | 1,274 |
| 2 | 51,820 | 1,886 | 1,320 |
| 3 | 53,706 | 1,955 | 1,368 |
| 4 | 55,661 | 2,026 | 1,418 |
| 5 | 57,687 | 2,100 | 1,470 |
| 6 | 59,787 | 2,176 | 1,523 |
| 7 | 61,963 | 2,255 | 1,579 |
| 8 | 64,219 | 2,338 | 1,636 |
| 9 | 66,556 | 2,423 | 1,696 |
| 10 | 68,979 | 2,511 | 1,758 |
| 11 | 71,490 | 2,602 | 1,822 |
| 12 | 74,092 | 2,697 | 1,888 |
| 13 | 76,789 | 2,795 | 1,957 |
| 14 | 79,584 | 2,897 | 2,028 |
| 15 | 82,481 | 3,002 | 2,102 |
| 16 | 85,483 | 3,112 | 2,178 |
| 17 | 88,595 | 3,225 | 2,257 |
| 18 | 91,820 | 3,342 | 2,340 |
| 19 | 95,162 | 3,464 | 2,425 |
| 20 | 98,626 | 3,590 | 2,513 |
| TOTAL | $52,216 | $36,551 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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|
|
4.65% |
$1,500 |
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Last change: ↓0.05% on December 4. |
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