This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.59% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,795 | 1,257 |
| 2 | 51,795 | 1,859 | 1,302 |
| 3 | 53,654 | 1,926 | 1,348 |
| 4 | 55,581 | 1,995 | 1,397 |
| 5 | 57,576 | 2,067 | 1,447 |
| 6 | 59,643 | 2,141 | 1,499 |
| 7 | 61,784 | 2,218 | 1,553 |
| 8 | 64,002 | 2,298 | 1,608 |
| 9 | 66,300 | 2,380 | 1,666 |
| 10 | 68,680 | 2,466 | 1,726 |
| 11 | 71,146 | 2,554 | 1,788 |
| 12 | 73,700 | 2,646 | 1,852 |
| 13 | 76,346 | 2,741 | 1,919 |
| 14 | 79,086 | 2,839 | 1,987 |
| 15 | 81,926 | 2,941 | 2,059 |
| 16 | 84,867 | 3,047 | 2,133 |
| 17 | 87,913 | 3,156 | 2,209 |
| 18 | 91,070 | 3,269 | 2,289 |
| 19 | 94,339 | 3,387 | 2,371 |
| 20 | 97,726 | 3,508 | 2,456 |
| TOTAL | $51,234 | $35,864 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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|
Last change: ↑0.70% on December 7. |
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