This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.78% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,890 | 1,323 |
| 2 | 51,890 | 1,961 | 1,373 |
| 3 | 53,851 | 2,036 | 1,425 |
| 4 | 55,887 | 2,113 | 1,479 |
| 5 | 58,000 | 2,192 | 1,535 |
| 6 | 60,192 | 2,275 | 1,593 |
| 7 | 62,467 | 2,361 | 1,653 |
| 8 | 64,828 | 2,451 | 1,715 |
| 9 | 67,279 | 2,543 | 1,780 |
| 10 | 69,822 | 2,639 | 1,847 |
| 11 | 72,461 | 2,739 | 1,917 |
| 12 | 75,200 | 2,843 | 1,990 |
| 13 | 78,043 | 2,950 | 2,065 |
| 14 | 80,993 | 3,062 | 2,143 |
| 15 | 84,055 | 3,177 | 2,224 |
| 16 | 87,232 | 3,297 | 2,308 |
| 17 | 90,529 | 3,422 | 2,395 |
| 18 | 93,951 | 3,551 | 2,486 |
| 19 | 97,503 | 3,686 | 2,580 |
| 20 | 101,188 | 3,825 | 2,677 |
| TOTAL | $55,013 | $38,509 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.91% |
$25,000 |
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Last change: ↓0.09% on October 17. |
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|
|
4.90% |
$10,000 |
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Last change: ↓0.15% on September 6. |
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|
|
4.80% |
$50,000 |
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Last change: ↓0.09% on December 7. |
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|
|
4.75% |
$50,000 |
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|
Last change: ↑0.25% on November 25. |
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|
|
4.70% |
$1,000 |
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Last change: ↑0.70% on December 7. |
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