This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.36% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,180 | 1,526 |
| 2 | 52,180 | 2,275 | 1,593 |
| 3 | 54,455 | 2,374 | 1,662 |
| 4 | 56,829 | 2,478 | 1,734 |
| 5 | 59,307 | 2,586 | 1,810 |
| 6 | 61,893 | 2,699 | 1,889 |
| 7 | 64,591 | 2,816 | 1,971 |
| 8 | 67,408 | 2,939 | 2,057 |
| 9 | 70,347 | 3,067 | 2,147 |
| 10 | 73,414 | 3,201 | 2,241 |
| 11 | 76,614 | 3,340 | 2,338 |
| 12 | 79,955 | 3,486 | 2,440 |
| 13 | 83,441 | 3,638 | 2,547 |
| 14 | 87,079 | 3,797 | 2,658 |
| 15 | 90,876 | 3,962 | 2,774 |
| 16 | 94,838 | 4,135 | 2,894 |
| 17 | 98,973 | 4,315 | 3,021 |
| 18 | 103,288 | 4,503 | 3,152 |
| 19 | 107,791 | 4,700 | 3,290 |
| 20 | 112,491 | 4,905 | 3,433 |
| TOTAL | $67,395 | $47,177 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.55% |
$5,000 |
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Last change: ↑0.15% on March 22. |
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4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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4.50% |
$1,500 |
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Last change: ↓0.15% on January 25. |
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4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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