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Comparison of Deposit Account from Frontier State Bank with 4.36% - April 2025

Long-Term Analysis of Foundation One Bank with 0.90% APY and Prosperity Bank with 0.45% APY and The First National Bank and Trust Co., Chickasha, Oklahoma with 0.70% APY and Frontier State Bank with 4.36% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

Foundation One Bank

0.90%

$50,000

18 Month

Bank

1.55x (National Avg. - 0.58%)

$100,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	450	315
2	50,450	454	318
3	50,904	458	321
4	51,362	462	324
5	51,824	466	326
6	52,291	471	329
7	52,761	475	332
8	53,236	479	335
9	53,715	483	338
10	54,199	488	341
11	54,687	492	345
12	55,179	497	348
13	55,675	501	351
14	56,177	506	354
15	56,682	510	357
16	57,192	515	360
17	57,707	519	364
18	58,226	524	367
19	58,750	529	370
20	59,279	534	373
	TOTAL	$9,813	$6,869

LOCAL CD

Prosperity Bank

0.45%

$50,000

6 Month

Bank

1.11x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 0.45%	Annual Interest	Annual Interest (After Tax)
1	50,000	225	158
2	50,225	226	158
3	50,451	227	159
4	50,678	228	160
5	50,906	229	160
6	51,135	230	161
7	51,365	231	162
8	51,596	232	163
9	51,829	233	163
10	52,062	234	164
11	52,296	235	165
12	52,531	236	165
13	52,768	237	166
14	53,005	239	167
15	53,244	240	168
16	53,483	241	168
17	53,724	242	169
18	53,966	243	170
19	54,209	244	171
20	54,453	245	172
	TOTAL	$4,698	$3,288

LOCAL CD

The First National Bank and Trust Co., Chickasha, Oklahoma

0.70%

$50,000

48 Month

Bank

0.86x (National Avg. - 0.82%)

$10,000

SCENARIO

Year	Rate 0.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	350	245
2	50,350	352	247
3	50,702	355	248
4	51,057	357	250
5	51,415	360	252
6	51,775	362	254
7	52,137	365	255
8	52,502	368	257
9	52,870	370	259
10	53,240	373	261
11	53,612	375	263
12	53,988	378	265
13	54,366	381	266
14	54,746	383	268
15	55,129	386	270
16	55,515	389	272
17	55,904	391	274
18	56,295	394	276
19	56,689	397	278
20	57,086	400	280
	TOTAL	$7,486	$5,240

LOCAL CD

Frontier State Bank

4.36%

$50,000

6 Month

Bank

10.71x (National Avg. - 0.41%)

$1,000

SCENARIO

Year	Rate 4.36%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,180	1,526
2	52,180	2,275	1,593
3	54,455	2,374	1,662
4	56,829	2,478	1,734
5	59,307	2,586	1,810
6	61,893	2,699	1,889
7	64,591	2,816	1,971
8	67,408	2,939	2,057
9	70,347	3,067	2,147
10	73,414	3,201	2,241
11	76,614	3,340	2,338
12	79,955	3,486	2,440
13	83,441	3,638	2,547
14	87,079	3,797	2,658
15	90,876	3,962	2,774
16	94,838	4,135	2,894
17	98,973	4,315	3,021
18	103,288	4,503	3,152
19	107,791	4,700	3,290
20	112,491	4,905	3,433
	TOTAL	$67,395	$47,177

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
My e-Banc, a division of Bradesco BAC Florida Bank	4.55%	$50,000	Learn More
Last change: ↓0.10% on February 9. 6 Month Jumbo CD.
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Bread Savings, a division of Bread Financial	4.50%	$1,500	Learn More
Last change: ↓0.15% on January 25.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.

Compare Savings vs. CDs Comparison of Deposit Account from Frontier State Bank with 4.36% - April 2025

Long-Term Analysis of Foundation One Bank with 0.90% APY and Prosperity Bank with 0.45% APY and The First National Bank and Trust Co., Chickasha, Oklahoma with 0.70% APY and Frontier State Bank with 4.36% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Frontier State Bank with 4.36% - April 2025